Shabnam Wazed, Agam International Limited
Shabnam Wazed
Founder and Chief Executive Officer
Agam International Limited

Shabnam Wazed is an award-winning entrepreneur with a mission to revolutionise lending using AI driven technology and behavioural insights. Shabnam is the Founder and CEO of AGAM International, a UK based Fintech that provides an intelligent and never-seen-before alternative credit scoring system for lenders to assess credit worthiness of its customers rapidly and accurately. AGAM promotes financial inclusion by providing a passport to digital finance to empower individuals to gain immediate access to finance without the need for prior credit history. AGAM’s dynamic credit scoring system III™ provides a credit score based on character, commitment and capability. In addition, AGAM's app includes financial education modules to help customers learn how to improve their own credit score. By accessing creditworthiness through character other than collateral, AGAM improves the odds of credit access in underserved communities, promoting financial inclusion and better futures. Shabnam won the Women in Tech Excellence Award 2022 and has also been a finalist in the Women in Finance Awards 2022 and a finalist in FDM Every Woman in Tech Awards 2023. Shabnam is a visionary shaping the industry through an AI led solution to the problem of financial inclusion in her home nation of Bangladesh and beyond. Shabnam is an inspiration to women in the Fintech sector and to the women of her community.